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You just said yes to the love of your life and you can’t stop admiring your shiny new engagement ring. But before you start planning the wedding of your dreams, there’s one important thing you need to do: secure your ring.
Your engagement ring is not only a symbol of your commitment, but also a valuable asset that you want to protect against loss, theft or damage. That’s why he needs to insure it with King Price, the king of insurance and royal service.
Here are the steps you need to take to secure your ring with King Price:
- Obtain an appraisal certificate
A valuation certificate is a document that describes your ring in detail and establishes its current market value. You will need it to prove the existence and value of your ring to your insurer.
You can obtain an appraisal certificate from a trusted jeweler. They will examine your ring and provide you with a written report that includes information such as:
- The type, quality and weight of the metal.
- The number, size, shape, color, clarity and cut of diamonds or other precious stones.
- The design and style of the ring.
- The certificate number of the main diamond or certified stones (if applicable).
- The current replacement value of the ring.
Be sure to keep the original valuation certificate in a safe place and make a copy for your insurer.
- Add your ring to your portable belongings insurance
Portable belongings insurance is a type of coverage that protects the personal items you carry with you, such as your phone, laptop, camera, sunglasses, and jewelry.
You can add your ring to your existing portable belongings insurance policy with King Price, or you can take out a new policy if you don’t already have one.
To add your ring to your policy, you will need to provide your insurer with the following information:
- Copy of the valuation certificate.
- A clear photo of the ring.
- A description of how and when you acquired the ring.
- The name and contact information of the person who gave you the ring (if applicable).
Once you’ve added your ring to your policy, you’ll pay a monthly premium based on the value of your ring and the level of coverage you choose.
- Update your rating and coverage periodically
The value of your ring may change over time due to factors such as inflation, exchange rates, market demand, and wear and tear. That’s why you need to update your assessment and coverage periodically to ensure you’re not under- or over-insured.
We recommend that you revalue your ring at least once every 2 years, or more frequently if there are significant changes in the market or condition of your ring. You can use the same jeweler that did your initial appraisal, or you can find a new one if you prefer.
You will also need to inform your insurer of any changes in the value of your ring and adjust your coverage accordingly. This way, you can ensure that you receive the full replacement value of your ring in the event of a claim.
- Enjoy your ring with peace of mind
Now that you have insured your ring with King Price, you can enjoy wearing it with peace of mind. You can be sure that your ring is covered for any unforeseen event that may happen, such as:
- Loss or theft of your ring.
- Damage or destruction of your ring.
- Mysterious disappearance of your ring.
- Travel around the world with your ring.
If you ever need to make a claim, you can contact the friendly and efficient team at King Price who will help you through the process and get your ring back or replaced as quickly as possible.
Insuring your engagement ring with King Price is easy, affordable and smart. Don’t wait until it’s too late, insure your ring today and enjoy the royal treatment from the king of insurance. For a no-obligation quote, simply click here or WhatsApp us on 0860 50 50 50.
Psst… This blog provides general information only and does not count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums depend on risk profile and T&Cs apply. Our most up-to-date KPPD (policy drafting) can always be found here.
The T&Cs of our website can be found here.
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How to insure your engagement ring with King Price
Description
Learn how to insure your engagement ring with King Price, the king of insurance and services. Follow these simple steps and enjoy your ring with peace of mind.
Author
The king
Publisher name
king price insurance
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